Why We Stand Out

When your loved one has special needs, you need more than a financial advisor – you need a
champion, advocate, and partner who truly understands your journey. Here’s why families
trust us with their most precious concerns.

12 Reasons to Hire a Specialized Financial Advisor

Navigating Government Benefits

Government benefit systems can feel like a maze designed to
confuse families. We’ll help you navigate the complexities of government programs, with the goal of maximizing support for your loved one while preserving your family’s wealth.

✨ Why This Matters: Approaching government benefits strategically can help maximize your loved one’s lifestyle.

Special Needs Trusts

Think of a Special Needs Trust as a financial safety net that never interferes with government benefits. We help you create and manage trusts that provide extra support for your child’s quality of life.

✨ Real Impact: Pay for vacations, technology, therapy, and life experiences while keeping essential benefits intact.

Long-Term Care Planning

The hardest question every parent faces: “What happens when I’m no longer here?” We help you create a comprehensive plan for your child’s lifetime care, housing, and support.

🌅 Peace of Mind: Know that your child will be loved,
supported, and financially secure throughout their entire life.

Maximizing ABLE Accounts

ABLE accounts are savings accounts that grow your child’s independence without affecting their benefits. Perfect for education, housing, transportation, and life adventures.

🚗 Independence Builder: Save for extras like driving lessons, job
training and assistive technology!

Guardianship & Conservatorship

When your child turns 18, the legal landscape changes dramatically. We partner with local legal professionals to help you navigate through guardianship and conservatorship processes, ensuring you can continue advocating for your adult child’s best interests.

‍⚖️ Legal Protection: Maintain your voice in medical,
financial, and life decisions that affect your child’s wellbeing.

Coordinating Estate Planning

Your family’s financial plan needs to work as a unified whole. We coordinate with local legal professionals to ensure wills, life insurance, retirement accounts, and inheritance plans all work together without unintended consequences.

🧩 Every piece of your financial puzzle should fit together to protect your entire family’s future.

Smart Tax Planning

Families with special needs loved ones have access to unique tax credits and deductions. We work with local accountants to ensure you take advantage of these tax breaks.

💸 More Money in Your Pocket: Keep more of what you earn through strategic tax planning that understands your family’s unique situation.

Appropriate Insurance Protection

We help you select the right life and disability insurance to fund special needs trusts and provide financial security. Your family’s protection plan should be as unique as your family.

🏰 Financial Fortress: Build an foundation that
protects your child no matter what life brings.

Sibling and Family Dynamics

We help navigate family conversations about caregiving roles, ensuring siblings feel supported, not burdened, while maintaining healthy family relationships.

🤝 Family Harmony: Create a plan that balances care, finances, and relationships for lasting peace at home.

Your Financial Advocate

Managing legal and financial systems can feel overwhelming. We serve as your advocate, connecting you with trusted attorneys, tax advisors, and care managers.

💡 Expert Network: Gain access to a team of professionals who safeguard your loved one’s care and financial future.

Letter of Intent Guidance

A Letter of Intent captures the heart of your loved one’s daily life—routines, preferences, and personal details. It ensures future caregivers truly understand and honor their needs.

📖 Care Roadmap: Provide future caregivers with clear guidance that preserves your loved one’s comfort and happiness.

Emotional and Psychological Support

Sometimes you just need a sounding board when dealing with the complex or frustrating situations that come up when you have a loved one with Special Needs.

🌸 Sometimes there is no solution. But it is nice to talk about it!

Ready to Experience the Difference?

Don’t navigate the complex world of special needs planning alone. Let our expertise and personal experience guide your family toward a secure future.